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Monday, January 28, 2013 3:27 PM
"Keli is always helpful, takes the time to listen and if she doesn’t know the answer right away, she will get back with me usually in minutes. Now that’s what I call customer service."

DeDe

2014-06-05T02:07:55+00:00

Wednesday, October 3, 2012 9:27 AM
"I truly enjoyed meeting with Kristine and Jessica, it was the best insurance meeting I have ever attended.
Thank you,"

Mary, Executive Assistant

2014-06-05T02:08:45+00:00

Thursday, September 20, 2012
"Jeff has been immensely helpful to us with OSHA matters. He is easy to talk to, easy to get along with, very thorough and “knows his stuff.”

Alan & Charles

2014-06-05T02:10:51+00:00

Tuesday, August 21, 2012 8:23 AM
"You all at Questco help me so much and I absolutely love working with all of you. I'm glad Mark hired you all and I couldn’t imagine it any other way."

Toni

2014-06-05T02:11:42+00:00

Wednesday, April 02, 2014 4:31 PM
"Thanks to all of you for being the best PEO ever :-) :-)"

Ginger W.

2014-06-05T02:16:43+00:00

Tuesday, April 22, 2014 12:58 PM
"My dealings with Tammy, Cynthia, and Jen have been absolutely excellent. Esther is also very sweet and helpful, she tries to get me answers or at least get me to the right department. So I give them all high ratings."

Lynn G, Personnel Manager

2014-06-05T02:17:50+00:00

Monday, April 08, 2013 4:43 PM
"Carol & Tammy do a fantastic job and are the reason my head is still screwed on and business is running over here!"

DeDe

2014-06-12T03:09:23+00:00

Wednesday, April 23, 2014 1:33 PM
"Lanetta had only good things to say about Vickie and loves the great job she does even when it should be someone else’s job – Vickie takes care of it for her!!"

Cindy

2014-06-12T03:25:52+00:00

Thursday, May 08, 2014 12:01 PM
"Your amazing!"

Brittany

2014-06-12T03:27:06+00:00

Wednesday, June 18, 2014 5:14 PM
"YOU ARE AMAZING!!!!
PAYROLL SPECIALIST OF THE YEAR!!!!!!!!!!!!!!!"

Brittany W, HR Administrator

2014-06-24T19:15:10+00:00

Tuesday, June 17, 2014 10:41 AM
"I just wanted to give a shout out to Cynthia, she’s been soooo great! Patient and helpful, a winning combination."

Lynn G

2014-06-24T19:22:40+00:00

Thursday, May 15, 2014 12:40 PM
"I also wanted to give a shout out to Jen, she’s been so patient and helpful."

Lynn G, Personnel Manager

2014-06-24T19:32:34+00:00

Tuesday, May 20, 2014 1:54 PM
"You are the best! Thank you."

Suzanne B, Executive Vice President

2014-06-24T19:36:33+00:00

Friday, May 23, 2014 2:59 PM
"I just want to tell you that I think all of this is great. You have all done a great job with the wellness month."

Emily D.

2014-06-24T19:40:23+00:00

Wednesday, April 23, 2014 2:45 PM
"Kimberly does an amazing job. Every time I shoot her an email with a question, she gets right back to me with all the information I need! She is awesome and I give her a 4K level of sparkle!!!!!"

Lana D.

2014-06-24T19:43:51+00:00

Wednesday, April 23, 2014 3:27 PM
"Jenifer, LOTS of sparkle from Alicia today!!!"

Lori M, Human Resources Manager


2014-06-24T19:47:31+00:00

Tuesday, January 07, 2014 9:51 AM
"Jessica,
Thank you so much for all your help – it is truly appreciated."

Destiny H.

2014-06-26T15:09:02+00:00

Monday, March 10, 2014 10:10 AM
"Jen is a 4k sparkle! She is always very helpful and quick to respond. I really enjoy working with your HR personnel, they are the best I have dealt with."

Nancy N, Applications Developer

2014-06-26T15:12:30+00:00

Friday, December 13, 2013 2:40 PM
"USA Staffing – always does a fabulous job! I love all of you!!"

Destiny H.

2014-06-26T15:16:46+00:00

Friday, February 21, 2014 5:52 AM
"Thanks Karen! Once again what would we do with out you? Thank you so very much for the prompt reply and assistance."

Jesse R.

2014-06-26T15:24:13+00:00

Tuesday, March 04, 2014 3:30 PM
"Thank you Jessica…this was a great email, very helpful!!"

Julie E.

2014-06-26T15:27:13+00:00

Monday, March 03, 2014 4:57 PM
"I found Jen to be very quick to get back to me and very easy to work with. I would give her a “4k”! Also, kudos to Amber for putting me in touch with the appropriate person so quickly!!"

Kevin W.

2014-06-26T15:37:58+00:00

Thursday, January 16, 2014 10:00 AM
"I am extremely impressed with how well you help me and our employees!!!!"

Lynn G, Personnel Manager

2014-06-26T15:42:26+00:00

Thursday, January 16, 2014 10:00 AM
"I am extremely impressed with how well you help me and our employees!!!!"

Angela

2014-06-26T15:49:41+00:00

Fri 6/27/2014 2:19 PM
"Seriously you have an incredible staff that you should be very proud of - all of your employees. I really appreciate everything that you guys do for us."

Derwin

2014-06-30T14:20:46+00:00

Tuesday, July 08, 2014 3:11 PM
"Thanks for all your help with this! You’ve been super easy to work with…and you had my back the ENTIRE time! I owe you one sister!!"

Brooke H, HR

2014-07-10T19:25:04+00:00

Tuesday, July 08, 2014 10:34 AM
"I really appreciate (and so did Susan) the wonderful service that you have provided, thank you for that."

Darryl S, CFO

2014-07-10T19:42:36+00:00

Tuesday, July 08, 2014 12:11 PM
"Stephanie, You’re amazing! And I’ll definitely make note of the change for next week."

Tanya J.

2014-07-10T19:45:19+00:00

June 23, 2014 at 6:09:45 PM
"Those rates are awesome Jessica!!! Thank you so much for going above and beyond to get those to us today."

Chad H, Senior Business Consultant


2014-07-10T19:49:05+00:00

Tuesday, April 01, 2014 10:03 AM
"Jen, Just so you know I really do appreciate how quickly you always respond and I would definitely give a 4Karat Super Sparkle."

Kasandra B.

2014-07-10T19:51:29+00:00

Thursday, March 20, 2014 11:14 AM
"Jen, Thanks for your due diligence…It’s hard to find someone these days that is still details oriented!"

Jim M.

2014-07-10T19:52:57+00:00

Sunday, July 13, 2014 9:15 PM
"Esther has helped us a lot in getting signed up and started and she always answers all of my questions promptly. We like working with Esther and the rest of the team."

Ash P.

2014-07-15T12:41:08+00:00

Tuesday, July 22, 2014 9:28 AM
"Tabatha, Thank you for the great service."

Pam R.

2014-07-22T15:21:15+00:00

July 24, 2014 at 9:57:46 AM
"Just wanted to let you know that you have a "keeper" in Patrisia. Patrisia has been on top of it and worked diligently to get it resolved for me quickly and pleasantly - I would hire her here."

James E, Vice President

2014-07-25T13:49:10+00:00

Thursday, July 31, 2014 10:48 AM
"Thanks, Alyssa!! You are the all-time best!!"

Karolyn L, HR

2014-07-31T15:56:02+00:00

Tuesday, August 12, 2014 3:47 PM
"And by the way I received my birthday card from Questco and wanted to thank you it brightened my day."

Cynthia V.


2014-08-19T15:34:24+00:00

Tuesday, July 29, 2014 1:47 PM
"Thank you – I am always pleased with your customer service!"

Destiny H.


2014-08-19T15:44:05+00:00

Mon 9/8/2014 8:27 AM
"I'm so excited and THANKFUL to all of you for the GREAT prices! Have a good weekend."

Tammy S.

2014-09-08T15:49:17+00:00

Friday, September 05, 2014 1:36 PM
"Karen, Thank you very much for your help and your prompt response to this issue."

Rudy R.

2014-09-08T15:56:20+00:00



Thursday, September 04, 2014 10:25 AM

"Karen, Thank you for the information and your speedy response."

Deanna S, Administrative Assistant


2014-09-08T16:05:38+00:00

Wednesday, August 27, 2014 2:46 PM
"Have I told you that you and your company lately how much I appreciate how easy you make my business life! So if I haven’t . . . Questco is AWESOME! Thank you for making life simple in my very complicated one."

Sharon A.

2014-09-08T16:12:23+00:00

Thursday, August 21, 2014 3:08 PM
"I spoke with Emily on the phone ...awesome to talk to....it's even more important to say thanks when the service is great."

James


2014-09-08T16:18:42+00:00

Fri 8/29/2014 9:57 AM
"We remain a HUGE Questco fan!"

Brent, B

2014-09-22T07:18:39+00:00

Monday, August 18, 2014 3:45 PM
"Karen, thanks your the best!"

Sean S.

2014-09-22T07:21:11+00:00

Thursday, September 04, 2014 3:47 PM
"Karen, Thank you you're still the best!!!"

Sean S.

2014-09-22T07:21:38+00:00

What are restricted annual limits and lifetime maximums under the PPACA?

Health care reform ends the lifetime limit on the cost of essential health benefits, known as the lifetime maximum limit. The law requires plan’s starting on or after September 23, 2010 to follow the rule. The lifetime maximum rule does not apply to grandfathered individual plans.
The law also ends annual cost limits on the value of essential health benefits, known as annual dollar limits.Health care reform raises the annual dollar limit each year for all employer and new individual plans:

Plan’s beginning September 23, 2010 have a limit of $750,000

Plan’s starting September 23, 2011 have a limit of $1.25 million


Plans effective on September 23, 2012 have a limit of $2 million

On January 1, 2014 the limits end for most plans.

The PPACA does allow some limits. There can be a limit on the cost per visit per hour and on the number of visits over a period of days. For example, a person can be limited to three annual visits, but with no cost limits per visit.

Some people may no longer be on their employer’s group health plans because they are at the plan’s lifetime maximum limit. This may also be true of dependents. The PPACA allows these people to rejoin plans during the open enrollment period on or after Sept. 23, 2010.

Health care reform allows these limits for non-essential health benefits.

Read more about annual limits

More questions about annual limits

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